Style That Looks Pricey, But Isn’t—38 Stunning Jewelry Finds For Under $100

This post is all about jewelry for under $100.

Real talk—your outfit isn’t complete without the right jewelry. The perfect ring stack, dainty necklace, or a pair of trendy hoops can elevate any look. But who said you have to spend a fortune?

Just a heads up: This post may contain affiliate links, meaning I get a small commission (without any extra cost to you) if you make a purchase through my links.

Finding must-have jewelry pieces that don’t tarnish, turn your skin green, or scream “cheap” is a struggle. We’ve all been there—buying popular jewelry only for it to last a week before looking dull or breaking. Well – we’re done with that.

In this post, we’ll break down the best jewelry for under $100, from minimalist gold jewelry to statement rings, we’ve rounded up the best affordable pieces that look expensive but won’t break the bank. Think dainty drop earrings, layered necklaces, and classic watches. Consider this your new jewelry guide.

Below is your complete guide to jewelry for under $100.

Best Jewelry For Under $100 by Style

01. Necklaces

Your neck deserves better than that empty real estate you’ve been giving it. Enter: pendant necklaces for a little charm, layered chains for the effortless “I just threw this on” aesthetic, and chokers because, yes, the ‘90s are still cool. And let’s not forget personalized name or initial necklaces—because nothing says main character energy like literally wearing your name in gold. The best part? These are all affordable jewelry finds under $100, so your bank account stays as stacked as your accessories.

A locket never goes out of style. This vintage-inspired heart-shaped piece gives all the timeless jewelry vibes. Perfect for layering or wearing solo.

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02. Bracelets

Your wrist deserves some attention. Chain bracelets bring subtle luxury, cuff bracelets make a statement, and beaded bracelets bring a touch of boho chic. Stack them, mix them, and let your wrist do the talking—all for under $100. Yes, luxe jewelry shopping without the guilt is a thing.

A delicate but sturdy bracelet stack idea you’ll never take off.

03. Rings

A naked hand? Unacceptable. A well-stacked hand? Iconic. Minimalist bands keep it clean, stackable rings let you flex your styling skills, signet rings give you “old money” status without the trust fund, and statement rings do exactly what they say—make a statement. The best part? These staple jewelry pieces are all under $100, so you can layer up without second-guessing your spending habits.

A ring stack is the secret to best everyday jewelry.

04. Earrings

Your ears are practically begging for some attention. Studs for the low-key days, hoops when you need to serve attitude, huggies for that barely-there chicness, and dainty drop earrings when you want to look like you have your life together (even if you don’t). Layer them up and let your earring stack do all the flirting.

Tiny but mighty. These everyday jewelry staples add a little edge without being too much.

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05. Watches

Yes, you check the time on your phone, but a watch is for the aesthetic. Classic leather strap watches say you have a Google Calendar filled with “important” events, while minimalist metal watches keep things sleek and mysterious (like, are you rich or just really good at faking it?). Either way, it’s giving polished, punctual, and possibly expensive—but plot twist: these all come in under $100.

A timeless piece that pulls any look together.

06. Body Jewelry

The ultimate low-effort, high-impact accessories. A dainty chain anklet gives effortless cool-girl energy, while a beaded anklet feels like a souvenir from a summer in the Amalfi Coast. Add a body chain to level up your swimwear or peek it through a cropped top. These affordable jewelry finds under $100 prove that the smallest details can make the biggest statement.

Best Jewelry For Under $100 in 2025

Now you’ve got the ultimate list of jewelry for under $100, so you can elevate your accessory game without maxing out your credit card. Whether you’re into minimalist gold jewelry or a bold statement ring, there’s a luxe-looking option that won’t break the bank.

This post is all about jewelry under $100. Now go forth and stack, layer, and shine like the it-girl you are.

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